Payment Options

Autumn landscape with a winding river and colorful trees.

Payment Options for Care Managed In-Home Care

Elder Options provides professional care managed in-home care services to support older adults and their families in Sacramento, Placerville, Folsom, South Lake Tahoe, and Carson City, NV. Whether you need help coordinating care, navigating healthcare options, or planning for long-term needs, our credentialed care managers offer expert guidance.

We accept private pay and work with long-term care insurance, as well as a variety of payer sources, to help cover the cost of care management services. These include:

Northern California Veterans Administration
Sierra Nevada Veterans Administration
El Dorado County Area Agency on Aging
Family Caregiver Support Program (FCSP)
Alta Regional & Self Determination
Department of Health Care Services ALW Division (Care coordination only)

Long-Term Care Insurance

If you or a loved one has a long-term care insurance (LTC) policy, it may cover some or all of the costs for:

Care managed In-home care assistance.
Respite care for family caregivers.
Care management services.
Assisted living coordination and transition planning.

How Elder Options Helps with LTC Insurance Claims

Navigating long-term care insurance benefits can be complex, but we assist our clients by:

Reviewing policy details to determine coverage eligibility.
Submitting claims on your behalf.
Providing required documentation and monthly case notes.
Billing directly to your LTC insurance provider when applicable.

If you’re unsure whether your long-term care policy covers Elder Options’ services, our team is happy to assist with policy verification and help you understand your benefits.

Private Pay

For clients without long-term care insurance, Elder Options offers private pay options for all services, including:

Non-medical in-home care assistance.
Respite care services.
Care management consultations and ongoing support.
Personalized senior care planning.

We provide flexible scheduling and customized care plans to fit your budget and care needs.

If you’re exploring care options for yourself or a loved one, our team can help determine the best care plan for your needs and budget.