Ask a Care Manager: Health Insurance – Medicare for More?

March 14, 2019 — With the spirited debates around some of the aspects of the Affordable Care Act (ACA) concerning health insurance coverage, it made me think about Medicare, health insurance for adults over the age of 65. Discussions around a more inclusive Medicare are popping up politically as the nation still tries to objectively understand healthcare, who has... Read More

Resources for Older Adults Surviving on Social Security

January 17, 2019 — Nine out of ten Americans 65 and older are receiving Social Security. And the average monthly Social Security benefit for those 65 and older is $1,262. Many receive much less than that. In your working life, the idea of retiring, living comfortably and enjoying yourself always appeared on the horizon but once you got there,... Read More

What to Expect with Medicare & Social Security in the Future

August 2, 2018 — Ann has been receiving Medicare ever since she turned 65. She depends on the monthly Social Security check that she contributed to for many years before she retired. Ann’s adult children are at an age now that they are beginning to think of their retirement years ahead of them. They see the benefits that Medicare... Read More

What is Long Term Care Insurance?

November 9, 2017 — My parents purchased a long term care insurance policy some years back. My father is in the hospital and my mother is worried about being able to care for him. I know Medicare will help with physical therapy, nurses’ visits, occupational therapy, speech therapy and/or a social worker for several weeks after discharge but know... Read More

Starting the Conversation: Caring for Your Loved Ones

September 11, 2017 — When I was growing up my mom always said “you need to make a lot of money so you can take care of me when I’m old.” As a child, it went in one ear and out the other. I now understand and one day might be telling my children the same. Within our line... Read More

What You Know, What You Don’t

February 10, 2017 — Bert made the phone call after copying down the 800 # shown during the commercial. He was worried about his mother since his father’s death and this might be the answer. She was elderly and lived in the family home several miles out of town. Plus…they said “No cost, no obligation.” They could help with... Read More

Advice for Adult Children

February 10, 2017 — My father recently died and my mother now lives alone. She wants to stay in her own home where my parents have lived for many years. My siblings and I don’t live near and we don’t think Mom should be allowed to stay in the family home. We have to make a decision before we... Read More

Looking for Help in all the Right and Wrong Places

February 10, 2017 — Linda got a telephone call late one night from her father. The call worried her because her Dad seldom called and this time, he was calling because her mother was in the hospital once again. Her Dad reminded her forcefully that they weren’t moving. They wanted to continue living at home but Linda knew they... Read More

Retirement Living Options

August 1, 2016 — We’ve been considering moving into retirement housing but we are unsure of what type of housing we need. We live in our own home now but want to get moved while we’re still able.. What do you suggest? There are multiple levels of retirement living options available. The factors that determine where you’ll move are:... Read More

What Questions Should Older Adults Ask the Candidates?

August 1, 2016 — Two-thirds of all people who are older than 65 in the entire history of the world are alive today.  I am among them.  According to Ken Dychtwald, PhD, Founder of Age Wave the average life expectancy when the Constitution was written was 36 years old. Today there are over 10,000 people a day turning 70,... Read More